Online Scratch Cards

The world of online gambling is growing, and there are several awesome games to choose from. One of the popular ones is online scratchcard - a fast-paced game that perfectly captures the thrills of physical scratch cards.  These games are available on most online gambling platforms.

Online scratch cards have simple rules - scratch to reveal your rewards. But, before you get too excited to wager the game online, let’s walk you through all the nitty-gritty of playing scratch cards online. This article contains everything you need to know, from the rules to strategies and bonuses.

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Best Casinos with Scratch card games

Online Scratch Cards: Main Rules Explained

Online Scratch Cards Main Rules Understanding the rules is the first step to playing any casino game, and online scratch cards are no different. You don’t need to learn any complex rules or strategies to begin scratching.

When you visit an Indian online casino, you might come across numerous online scratch cards game variants to choose from. Regardless of the variant, the game rules remain the same.

Here are the main rules for playing online scratch cards:

  • First, you need to choose an online casino with scratchcard games
  • Choose your desired scratchcard games
  • Set your bet based on your bankroll. You can use the plus and minus signs to adjust your bet size
  • After that, hover your mouse on the silver film to scratch the card’s surface and reveal the symbols
  • If you match the right combination of characters, you win

Top Online Scratch Card Game Developers

The online gambling industry is full of several game developers that design online scratch cards for players to enjoy. However, some developers are more popular than others.

These developers are committed to taking players’ gambling experience to the next level. So they design the games to feature exciting gameplay, generous bonuses, impressive sounds, animations, and graphics.

Below are some of the top online scratchcards developers:

  • Online scratch cards developer - Cryptologic


    Cryptologic is one of the leading developers in the iGaming industry. Since Amaya Gaming acquired the company in 2012, they have developed innovative scratch cards. Some top titles from Cryptologic include:

    • Genie
    • World Champion
    • 7th Heaven
    Info about cryptologic scratch cards
    Name Theme Max. Win RTP% Layout


    Hindi style up to C$10.000 97% 3x3
    World champions Football up to C$10.000 97% 3x3
    7th Heaven Gems up to C$10.000 97% 3x3
  • Online scratch cards developer - CXTM


    Another top scratch card developer is CTXM. The brand has a lot of innovative games in its portfolio. From online slots to video poker, table games, and online scratchcards.

    Some notable scratch cards from this developer include:

    • Bingo Scratch
    • Monster Scratch
    • Formula Scratch
    Info about CTXM scratchcards
    Name Theme Max. Win RTP% Layout

    Monsters Scratch

    Cartoon monsters up to 300x your bet 98% 3x3
    Bingo Scratch Football up to 300x your bet 96% 5x5
    Formula Scratch F1 up to 300x your bet 97.5% 3x3
  • Online scratch cards developer - global games


    Microgaming is one of the best-rated casino game developers in the industry. Since its inception in 1994, the company have developed a variety of top-notch online scratch card games. Some notable mentions include:

    • Rainbow Magic
    • Lucky Numbers
    • Avalon Scratch
    Info about CTXM scratchcards
    Name Theme Max. Win RTP% Layout

    Immortal Romance Scratch

    Bloodsuckers 500x 96% 3x3
    Happy Holidays Christmas 10.000x 95% 3x3
    Avalon Scratch Royal 1.000x 96.03% 3x3
  • Online scratch cards developer - NetEnt


    Another popular online casino game provider is NetEnt. Founded in 1996, the company has built an extensive portfolio of exciting casino games, including scratch cards. Popular titles from NetEnt include:

    • Tribble
    • Lucky Double
    • Treasure Hunt

    Info about CTXM scratchcards
    Name Theme Max. Win RTP% Layout

    Lucky Double

    Classic 100.000x 85% 3x3
    Treasure Hunt Deep ocean 10.000x 93.3% 3x3
    Tribble Traditional 100.000x 87.5% 3x3
  • Online scratch cards developer - Playetech


    The list of the best online scratch cards developers won’t be complete without mentioning Playtech. Since 1999, the developer has delivered several exciting games for online casinos. Some of their online scratch card games include:

    • Fantastic Four
    • Daredevil
    • Avengers
    Info about CTXM scratchcards
    Name Theme Max. Win RTP% Layout


    Marvel 500x 93% 3x3

    Top Trumps Celebs

    Celebrity 1000x 95% 3x3
    Daredevil Comics 5000x 94.6% 3x3
  • Online scratch cards developer - Rival


    Rival has been in the iGaming industry since 2005 and is popular for providing casinos with thrilling and innovative slot games.

    The game developer also has a scratch card list under the speciality category. Some popular titles include:

    • Beach Bums
    • Cast for Cash
    • Penguin Payday

    Info about CTXM scratchcards
    Name Theme Max. Win RTP% Layout

    Cast for Cash

    Fishing 50x your bet 94.45% 3x3

    Beach Bums

    Tourism 5000x 94.45% 3x3
    Pirate's Pillage Pirate 5000x 94.45% 3x3

Real Money Bonuses for Scratch-off Games

Scratch cards online India sites can offer players several bonuses to enjoy their

Below are some real money bonuses available:

  • No Deposit Bonus

    No Deposit Bonus

    Most scratch cards online India sites grant this bonus upon signing up. You can claim this offer without depositing any money, as the name suggests.

  • Deposit Bonuses

    Deposit Bonuses

    Online scratch card sites offer players a deposit bonus when they make the minimum required deposit at the site. The offer can vary depending on the casino, but players should expect at least a 100% match bonus.

  • Loyalty Bonuses

    Loyalty Bonuses

    As you play scratch cards online, most casinos reward you with points. These points will be stored in your account and converted to extra cash.

  • GlobalOdds
    Exclusive bonus: 200% up to €500
  • Oxi
    Welcome package: 225% up to €400 + 200 free spins
  • Richy Casino
    Welcome bonus: 200 free spins
  • Grand Ivy
    Welcome Package: ₹45,000 + 25 Free Spins
  • Yoju
    Exclusive offer: ₹160,500 + 225 Free Spins
  • Pin-Up
    Exclusive bonus: ₹25,000 + 250 Free Spins

All about RTP, Odds and House Edge

RTP, Odds and House Edge Scratch Card

RTP, odds, and house edge are essential factors you need to consider when playing online scratch card games. Knowing all these is a great way to improve your winning chances.

Odds are your chances of winning in a particular casino game. The higher the odds, the more chance of landing winnings. Therefore, we recommend choosing online scratch cards with high odds.

The return to player percentage or payout percentage is the theoretical amount a casino game is expected to return to players in the long run. Lastly, house edge is the advantage casinos have over players.

There are several ways to win in a scratch card game. While some variant offers small wins, others come with huge wins. Usually, games with small wins provide higher odds of winning than those with huge wins.

Top 5 Online Scratchcards With The Highest RTP

Top 5 online scratch cards
Game Developer Return to Player % Max possible win
Lucky Numbers Microgaming 96.57 $200.000
Whack a Jackpot Microgaming 96.3 $50.000
Wish Upon Mecca Bingo 96.06 $40.000
The Pig Wizard Blueprint Gaming 95.82 100x your stake
Merlin’s Millions NextGen 95.17 $250.000

Scratch Card Strategies that Might Help You

Like other games of chance, winning in a scratch card game largely depends on luck. However, there are some strategies you can apply to improve your winning chances. That said, players should keep in mind that no strategy can guarantee a 100% win.

Below are strategies that might help you win when playing scratch card games.

Avoid Cheap Scratch Cards

Cheap scratch cards can offer you nothing but small wins. If you want to win huge, you have to purchase expensive cards. There are several reasons why you should avoid cheap cards.

  • First, some scratch cards are cheap because they have a small prize pool
  • Even though you can win with cheap cards, the winning won’t be as thrilling as hitting a jackpot
  • In addition, cheap cards might be sometimes rigged. So we recommend going for well-known games
  • Also, players should go for fewer scratch cards with higher prizes than buying more tickets with smaller prizes

Stay Loyal to Rewarding Scratch Cards

Playing several cards simultaneously is an ideal way to increase your chances of winning. However, playing cards from several casinos is not advisable - it’s a waste of time and money. New scratch card variants are popping up, and it’s okay to try them out. However, it is worth staying loyal to rewarding cards.

Here are some reasons why you should stick to some cards:

  • Sticking to cards you’re familiar with increases your chances of winning. Besides that, you’ll enjoy the gameplay more
  • You’re likely to lose money when you change scratch card variants constantly

If you don’t know which cards to stick to, we recommend you try playing some scratch card online free versions to understand the gameplay before staking real money.

Most Popular Types of Online Scratch-off Games

There are several types of online scratch card games to choose from. These variants come with different themes, prizes, and bonuses. Below are some of the most famous online scratchcard game types available:

  • Themed Casino Scratch Cards

    Themed Casino Scratch Cards

    • Some scratch cards online India casinos offer games based on sports, animals, seasons, and fantasy.
    • Game providers have partnered with top entertainment industries to provide players with branded scratch cards. Now, you can enjoy games based on popular movies, video games, and TV shows. Some notable mentions include HBO, DC, or Marvel.
    • NetEnt, Microgaming and other prominent game providers have designed cards based on their famous online slots.
  • Automated Scratch Cards

    Automated Scratch Cards

    • The conventional way of playing scratchcard games is to get a card and manually erase the silver film to reveal your reward.
    • However, automated scratch cards have transformed how we play the game. Now you can click the “Hit“ button at online casinos to unveil the winning symbols.
    • If you don’t win any prize, you don’t need to purchase another card. Just place another bet and click on “Hit” again.
  • Instant Win Scratch Cards

    Instant Win Scratch Cards

    • Most casinos categorise online scratchcards as instant win games since you can reveal your rewards in a matter of seconds.
    • This type of game is perfect for players with busy schedules. You can place your bet and reveal your prizes without any delay. You don’t need to think about a strategy to adopt.
  • Multiple Chances

    Multiple Chances

    • The regular scratch card games only offer players a single chance of winning.
    • When you purchase a standard card, you scratch to reveal whether you win or lose based on the winning combinations.
    • To offer players more exciting gameplay, developers have started to infuse the technology of online slots with scratch cards games. This grants player multiple chances to win.

How to Start Playing Online Scratches for Real Money?

  1. Choose an Online Casino from Our List

    Finding the best scratch cards online India site can be overwhelming. Fortunately, we’ve prepared a list of the best platforms for you.

  2. Choose a Good Welcome Bonus

    Bonuses are an excellent way to get started with casino games. Our list of casinos offers the best bonuses to benefit from.

  3. Make a Deposit

    After registration, you need to deposit to start wagering for real money. Our recommended casinos feature safe payment methods, providing fast transactions.

  4. Choose a Game, Buy a Scratch Card and Start to Erase

    Visit your preferred casino’s library to choose a game you find interesting. Most casinos are mobile-optimised, allowing you to play on the move.

  5. Take a Win

    Launch the game, and start scratching. Your winnings will be credited to your account upon landing a matching combination. Then you can withdraw via any available payment option.

Tips that can Help You Save Money

  • Don’t Buy Cheap Cards

    Don’t Buy Cheap Cards

    Buying cheap cards is not ideal since they offer small payouts and a higher house edge. Instead, it’s advisable to purchase cards with higher payouts and bet limits.

  • Buy in Bulk

    Buy in Bulk

    Buying more than one card at a time can save you a lot of money. On top of that, you increase your chances of winning.

  • Manage Your Bankroll

    Manage Your Bankroll

    Scratch cards are a game of luck, so you should play with the money you can afford to lose. Set up a betting limit for yourself and stick to it.

  • Play Them like Slots

    Play Them like Slots

    It’s easy to lose all your money while playing scratch cards. So start with small bets and play high RTP games just like you do with slots.

  • Try Different Types of Cards

    Try Different Types of Cards

    Try out different types of cards to determine which one suits you. Playing free games is the best way to do this without risking your money.

  • Manage Your Expectations

    Manage Your Expectations

    Players should understand that it’s all about winning or losing. Nothing is guaranteed. If you lose too much, the best option is to quit. Never chase your losses.


Are online scratch cards fair?

Scratch cards from top developers are regularly audited for their fairness. Also, we recommend playing at licensed and regulated casinos only.

Is there a strategy to win?

While no strategy can guarantee a win in scratch cards, you can stick to games with high odds and low house edges.

What is the best type of scratch card?

Choosing the best scratch card game depends on the player’s preference. You can select the multiple chances games if you enjoy numerous winning opportunities.