Baccarat Online

Baccarat India is one of those casino games that reminds you of the sophistication and elegant atmosphere at a top-notch casino. It’s perceived as a high-roller game and has become increasingly popular in India. It’s easy to understand the rules and a low minimum betting allowance adds to its popularity.

Another reason why online Baccarat casinos are so popular is because of the side-bets you can place online, that are not available at brick-and-mortar casinos. If you’re new to the beautiful game of Baccarat, why not read through our comprehensive information here? It’ll help you understand the game, the offers, and all other relevant information better, and you’ll be able to play Baccarat like a pro.

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Top-Rated Online Casinos for Baccarat

Online Baccarat Main Rules Explained

Baccarat Main Rules

Baccarat has simple rules, a limited number of bets, and exciting gameplay. Beginners can play the game even if they don't know its rules. They have to bet on the possibility that the player’s hand will win or the banker’s hand will win or the game will result in a tie.

Here is a step-by-step guide to playing online baccarat:

  • Start by placing a wager on the player's hand or the banker's hand or the tie
  • The dealer will then deal two face-up cards each to the player and the banker
  • The aim is to get a hand worth nine or as close to it as possible
  • If the first two cards dealt to the player have a value of 0-5, the player will get another card
  • Players cannot get extra cards on a value of six or seven
  • If the first two cards dealt to the player have a value of 8 or 9, the player becomes a natural winner

The rules are slightly more complicated for the banker, and they vary from one baccarat game to the other. Players get even money for winning player and banker bets. The house gets a commission of 5% on winning banker bets. A winning tie bet pays 8-1 to 11-1 depending on the baccarat game and the online casino

Card Value Baccarat

Card Value

While playing a game of baccarat, the cards numbered 2–9 retain their face value, the picture cards and tens have no value, and the ace has a value of one. If the value of a baccarat hand exceeds nine, ten is subtracted from it and only the remaining value is considered.

Understanding the Main Features of Baccarat

A game of baccarat can have only one of three outcomes. The player’s hand wins or the banker's hand wins or the game results in a tie.

Each round begins with a bet. Players bet on the player's hand or the banker's hand or the tie. Each player then receives two face-up cards from the dealer. The banker also receives two face-up cards. The hand that is closes in value to nine wins.


As banker bets have a favourable house edge, players’ chances of winning a banker bet are higher. The house takes a commission of 5% on winning banker bets.


Player bets have a higher house edge than banker bets, but winning player bets pay even money just like banker bets.


Players win the tie bet if the player's hand and the banker's hand have equal value. Tie bets are risky bets with a high house edge, but they have a higher payout of 8–1.

8 Deck Baccarat odds and payouts
Baccarat Common bets: Odds, Payouts & house Edge – 8 Deck
Bet Odds Payout House Edge %
Banker Bet 45.86% 0.95:1 1.06
Player Bet 44.62% 1:1 1.24
Tie Bet 9.52% 8:1 14.36

More Variations of Bets in Baccarat

Variations of Bets in Baccarat

Along with the three main bets, some baccarat games also offer side bets. Some baccarat games with side bets are not available in the fun or demo modes. Here are some examples.

  • Player Pair – A bet on the players first two cards forming a pair
  • Banker Pair – A bet on the banker's first two cards forming a pair
  • Perfect Pair – A bet on at least one hand (player or banker) forming a pair when two cards are dealt into it
  • Either Pair – A bet on the player's or the banker's first two cards forming a pair
  • Panda 8 – A bet that wins when the player's hand contains three cards and forms a value of 8. It pays 25-1
  • Lucky 8 – A bet that wins if the player/banker hand has a value of 8
Online Baccarat side bets - odds & payouts
Baccarat Side bets: Odds, Payouts & house Edge
Bet Odds Payout House Edge %
Player pair 7.47% 11:1 10.36
Banker Pair 7.47% 11:1 10.36
Perfect pair 3.34% 25:1 13.03
Either pair 14.2% 5:1 13.71
Panda 8 25:1 10.18
Lucky 8 4:1 13.65

Online Baccarat Odds, House Edge

online baccarat odds house edge

Baccarat odds range from 1% to 20% depending on the type of baccarat game played.

The house edge of baccarat variants that use 8 decks of cards is 1.24% (player bet), 14.36% (tie), and 1.06% (banker). The house edge of baccarat games that use six decks of cards is 1.24% (player bet), 14.44% (tie bet), and 1.06% (banker). The house edge of baccarat games that use one deck of cards is 1.29% (player bet), 15.75% (tie), and 1.01% (banker).

Usually, players have to pay a commission of 5% on winning banker bets. But they can find casinos offering baccarat games with a lower commission. Some casinos take the extreme step of offering no-commission baccarat games. Also, players can find baccarat variants with higher payouts for winning tie bets.

The following tables will give you more details about baccarat odds and house edge.

Six Deck Baccarat

Six Deck baccarat odds and payouts
Bet Odds Payout House Edge %
Banker Bet 45.87% 0.95:1 1.06%
Player Bet 44.63% 1:1 1.24%
Tie Bet 9.51% 8:1 14.44%

Single–Deck Baccarat

Single-Deck baccarat
Bet Odds Payout House Edge %
Banker Bet 45.96% 0.95:1 1.01%
Player Bet 44.68% 1:1 1.29%
Tie Bet 9.36% 8:1 15.75%

Real Money Bonuses for Baccarat Players

India-friendly online casinos offer a wide range of bonuses and promotions for baccarat players. When players sign up at a baccarat online casino, they qualify for a welcome bonus, which they can use on their favourite baccarat games.

Baccarat online casinos also run bankroll-boosting tournaments and promotions, including baccarat-specific bonuses that have to be used only on baccarat games.

  • GlobalOdds
    Exclusive bonus: 200% up to €500
  • Oxi
    Welcome package: 225% up to €400 + 200 free spins
  • Richy Casino
    Welcome bonus: 200 free spins
  • Grand Ivy
    Welcome Package: ₹45,000 + 25 Free Spins
  • Yoju
    Exclusive offer: ₹160,500 + 225 Free Spins
  • Pin-Up
    Exclusive bonus: ₹25,000 + 250 Free Spins

Interesting Betting Strategies

Baccarat is a gambling game based on chance. Although luck has an important role to play at the baccarat table, players can use certain systems and strategies to improve their odds of winning. However, none of the systems is a sure-fire way of winning at baccarat.

Positive Progression System

Positive Progression System

A positive progression system is a strategy in which players increase their bet amount every time they win a round of baccarat. The aim is to take full advantage of a winning streak and maximise one's baccarat profits. Here are some of the commonly used positive progression systems:

  • Paroli System: Players double their bets whenever they win. They do this three times and re-start with their original bet amount.
  • Parlay System: Players use their winnings to increase their bet amounts.
  • 1-2 -3–6: Every time they win a round, players multiply their bets following the pattern 1-2-3-6.
Negative Progression System

Negative Progression System

  • Negative progression systems are risky, and they aim is to cancel losses and return profits. Adventurous players can try the following negative progression systems to maximise their baccarat profits.
  • Martingale System: Whenever they lose, players double their bets till they hit a win.
  • Labouchere System: Players start by determining the exact amount they want to win and increase or decrease their bet depending on the amount they lose or win till they hit the target.
  • D'Alenbert System: Whenever they lose, players increase their bets slightly till they hit a win. This makes this strategy less risky than the Martingale System.

Most Popular Types of Online Baccarat

The online casino gaming industry has popularised baccarat by developing several variants of the game. Indian online casinos offer the following variants of baccarat online:

  • Online Big Baccarat

    Big Baccarat

    • Big Baccarat is often referred to as ‘Big Bac’ and is played on a big baccarat table
    • Only one dealer is involved in the game and only the dealer is permitted to handle the cards
    • Players will have to guess whether the Player, Banker, or Tie win and place a bet on them accordingly
    • The dealer or the casino do not make any decisions as the rules are firmly set
    • Two cards are then dealt to the Banker and two to the player. The one who has the number that is close to nine is the winner.
  • Online Mini Baccarat

    Mini Baccarat

    • Mini Baccarat is based on standard baccarat rules and requires six decks of standard playing cards
    • A round begins with a bet placed on the Banker, the Player, or a Tie
    • Each card retains its face value
    • Ten is subtracted from a hand with a value that exceeds 10
    • Winning player bets and banker bets pay 1-1, but the house takes a commission of 5%.
    • Winning tie bets pay 8-1
  • Online Live Dealer baccarat

    Live Dealer Baccarat

    • Live dealer baccarat games are based on standard baccarat rules
    • The games are played in real-time at land-based casinos or game studios, and the live-action is streamed to players' devices
    • While playing live dealer baccarat, players can enjoy the land-based casino experience
    • A chatbox on the game screen enables players to interact with live croupiers and fellow players
    • Live casinos offer several varieties of live dealer baccarat
  • Online Chemin de fer

    Chemin De Fer

    • Chemin De Fer is a unique baccarat variant popular among French players
    • The game challenges players to bet against one another
    • 8 to 12 players can play Chemin De Fer
    • The game requires six decks of standard playing cards
    • Each player gets a chance to be a banker

How To Start Playing Real Money Baccarat Online

  1. Choose a Casino from Our List

    Our experts have reviewed, rated, and listed several licensed and reliable India-friendly baccarat online casinos. Sign up at one that you like best.

  2. Choose Good Welcome Bonus

    A good welcome bonus can boost your online baccarat gaming experience. Read the bonus T&Cs to ensure that the bonus is easy to clear.

  3. Make a Deposit

    Fund your account using secure and reliable India-friendly casino payment option like credit/debit cards, Paytm, GPay, UPI, and others.

  4. Choose Your Baccarat Game

    Our recommended online baccarat casinos for Indian players offer several variants of the game. Visit the game lobby to choose your baccarat game.

  5. Take a Win!

    Play a few baccarat games for free before wagering real money on them. Win real money prizes and withdraw them to your account safely and securely.

A Few Tips For Baccarat Players

  • Learn The Counting Rules

    Learn The Counting Rules

    Remember that only the last digit is counted when cards are read, and all high-value cards and the ten = zero.

  • Never Bet On A Tie!

    Never Bet On A Tie!

    There are three bets in the game of Baccarat: Tie, Player, and Banker. The Tie has a high house edge, so don’t bet on it to be on the safe side.

  • Banker Is The Best Bet

    Banker Is The Best Bet

    Your chances of winning on the Banker is 50/50 and is still the safest bet. It has a 5% commission on all wins in online Baccarat, but the high winning rate makes it worth it.

  • Manage Your Bankroll

    Manage Your Bankroll

    As with any online casino game, if you stick to your budget, you’ll keep on having fun.

  • Use Baccarat Bonuses

    Use Baccarat Bonuses

    By using bonuses and promotions for online baccarat India, you’ll increase your budget and be able to play for longer. We’ll always keep you up-to-date here on where to find excellent bonuses and promotions.

  • Develop A Proper Strategy

    Develop A Proper Strategy

    Invest time and work out a baccarat strategy that works for you. Making use of free demo games is the perfect way of doing it without risk to your budget.


Is playing Baccarat for real money legal In India?

Yes. As long as you play at a licensed casino, it’s legal. All the online casinos on our site are well regulated and licensed, ready for you to enjoy.

Who designs the online Baccarat games?

All the online casinos host various software developer’s games from around the globe. The best-known names such as NetEnt, Evolution Gaming, and Playtech are all well represented in our list of casinos.

Which bet do I pay commission on in Baccarat?

When you bet on the Banker, you’ll pay a 5% commission on the wins.